Start Home Product Testing Now! A How – To Guide

If you’re reading this, I’m sure you are looking for answers about how to get into home product testing. Thousands of people are already at-home product testers, and although it may seem like a secret society, it’s not! In fact, you could become a product tester today, and have new products on their way to you within 90 days! All you have to do in return is review the products.

This may sound too good to be true, but believe it. Big-name companies are perfectly willing to give away their products for free in order to get honest opinions on them. Objective feedback from these studies is used to help them make their next products even better and gain the upper hand on competitors. To get the best results, they are looking for a diverse range of new testers, and they have made it easy for people to join the program. Applying only takes a minute, and it is 100% FREE.

Most testing sites provide their joining members the ability to earn popular electronics such as iPhones, televisions, or video game consoles. You can earn these items by participating in some offers from the testing program’s sponsors. Many of the offers will be free or paid trials, but the pay trials cost a negligible amount, especially when you consider the overall profit you are making from the free item. These offers and rewards are 100% legitimate and many of the sponsors are well-known and respected companies.

And that’s it! The home product testing secret has been revealed! Pretty simple, right? Those are the only steps involved to become a tester, and once you are one, all you have to do is sit back and wait for your products to arrive. Testing them will be fun, and you will usually be able to keep them afterwards. All you need to know is how and where to sign up!

Eco Friendly Home Products – Get Friendly With Nature

By now you have heard from various sources about the need for a complete shift to eco friendly home products. In fact, just a mere glance through the different websites on nature and climate and different television channels would tell you why is it necessary to chuck out many items in your house that would pollute the environment around you in different ways. For yourself as well as your future generations, nature friendly products are essential to make the planet a better place to live in. And the least you can do for this is to practice using eco friendly products in your own house.

There are quite a few products that you can use in your house which are compatible with nature and relate to every aspect of nature. Some of such eco friendly products are:

• Appliances like air and water filters, purifiers, battery chargers, solar power devices
• Furniture like beds, bookshelves, chests and drawers
• Furnishing items like carpets, rugs, candles, and table linens
• Kids items like their toys, bedding, clothing
• Housekeeping items like cleaning kits, bleach alternatives, food storage, polishes and waxes
• Office items like filing materials, mailing materials and office supplies
• Pest control items for indoors and outdoors like garden
• Pets accessories

These products, commonly called “green” products, are tested and rated by experts based on the impact they create on the environment before they are sent to the shops. All aspects of these products are tested like their source materials, manufacturing process, their usage and finally, their disposal.

Eco friendly products have other benefits as well other than being safe for nature. They are usually safe for the home as well as your family and its health. They bring less waste and create less toxic than the other products. You’d be surprised to know the number of such products available in the market. If you decide on it you could actually turn completely green and stop using all the ordinary products.

and Design

Where to begin

So you’ve decided to make some home improvements. It is an exciting prospect to upgrade and bring your home closer to the image of your dream home. Begin by considering the changes you want to make. You may already have an idea of the things you want to improve, but now’s the time to fine-tune your ideas.

Think about how your home already supports the way you live, and which existing elements you really like. Write down each item you want to keep, and what you want to change. This will not only help you prioritize the projects you take on first, it will also help you better define the details of each project. No matter how large or small your project, planning is crucial. Developing a detailed plan will insure that your project runs smoothly forward and that your results will be a success. Having a clear image in your mind of what you want to achieve will help guide you in the steps you must take to attain your goal.

Determine your goal

Once you know the project that you want to take on first, you can begin to make decisions about what you want to change. The more clearly you can envision what you want to achieve, the better prepared you’ll be in making necessary decisions;Think about traffic patterns, furniture placement and size, colors, lighting and how you plan to use the remodeled space. Draw out your completed idea to get a clear picture of what you hope to accomplish.

Cost Estimation

You probably have a basic idea of how much you want to invest in your home improvement project, so base your estimate on that budget. Nothing is more disappointing than not having enough money to finish the entire project, so plan well, beginning with the most costly or most important items. To get a good idea of material cost, simply check out your neighborhood home improvement center. If you have any questions or concerns, most of their employees are able to either give you answers or guide you to someone who can. When pricing your necessary materials, remember to include any hardware and finishing products you might need. Don’t forget nails, adhesives, tape, stencils or paint.

Gather your tools

Be sure that you have the proper tools available before you start. If your current toolkit does not have certain specialty tools to do the job properly, you might have to invest in them to complete your project. You could also consider borrowing or renting them. Some jobs might also require two people for safety reasons, so you will need to line up additional help before you work on that part.

Consider Eco Friendly Building

Green remodeling is a sound choice, for both, a healthier life and as an investment in your home. Currently, in traditional construction, indoor air quality is often worse than outdoor air, due to various building materials, inadequate lighting, and a variety of other variables. Some eco friendly choices do require purchasing special equipment or materials, but many upgrades are just a matter of knowing the most environmentally conscious choice to make. Using recycled materials where available, (glass, stone, plastics), choosing carpet low in Volatile Organic Compounds (VOC), and installing more efficient, low water plumbing fixtures are a few Green options that cost little or no more than the non-Green.

Anticipate your needs

Most home improvement projects require a variety of different skills. If there is a task that requires more skill than you have and you would feel more comfortable with expert guidance or proficiency, a contractor can usually do just the portion of the job that you are unable to handle for a portion of the cost of the entire project. You might consider hiring a plumber, electrician or heating specialist, or even a general handyman for a job that requires additional manpower.

Hiring a Contractor

If you do plan on hiring a contractor, you must get a written contract. A good contract includes a detailed description of the project, start and expected completion dates, labor and material costs, and any warranties of workmanship. Including a right to cancel clause of three business days is a good idea. The more detailed you make your contract, the less room for problems you will allow.

Building Permits

Before you actually start tearing down walls or running electrical wire, check with your local or state building department to learn if your project requires a building permit. A building permit is a license required by city code that grants legal permission to construct, enlarge, alter, repair or demolish a structure or equipment installed in a building. If you are working with a contractor, find out if his services include obtaining permits.

So now, you know where to begin. Following these guidelines will help insure that your home renovations will advance without any unnecessary hitches or unfortunate surprises, whether you are doing internal remodeling and upgrades, or external maintenance and repair. With the correct preparation, and taking it a step at a time, your dream home will not be just a dream!

Properties For Sale in Wildwood, New Jersey

When it comes to real estate with lots of beaches, commercial places, and residential areas all in one then one of the best places to go is Wildwood, NJ. This place is strategically located along the Northeastern coastline of the Atlantic Ocean that boasts of beautiful white sandy beaches with a glimpse of the vastness of the Atlantic Ocean.

Its magnificence draws in thousands of tourists every year; wanting to relax while at the same time have lots of fun and entertainment that this place offers to its visitors. To further attract more tourists, a lot of events are usually held every year; such as festivals, parades, art shows, car racing, and so much more.

Consequently, commercial establishments and businesses are booming; this creates good opportunity for those who are planning to invest in this place since there are several commercial properties for sale in Wildwood New Jersey. The fact that there is good number of tourists and visitors flock to have some fun and business trips to this area this simply implies that there are endless opportunities for businesses to grow.

In fact, hotels and lodging areas are having good performances because of the influx of visitors; especially when there are special events and festivals happening. Shops, restaurants, and cafes are also flourishing to satisfy the cravings of residents and visitors for sumptuous foods and local delicacies.

When it comes to commercial properties for sale in Wildwood, New Jersey they would usually cost around $400,000 to $600,000 on the Park Avenue and along the Boardwalk; depending on the location. Aside from the commercial estates there are also plenty of residential properties and condo units for you to select. Residential areas may fetch in around $100,000 to $300,000.

Single houses along the 230 E, 26th street can cost you approximately $180,000 only; while condo units near the beach could be much more expensive at $330,000. Hence, you can simply choose the right home that is well suited to your needs and the needs of your family by selecting one of the properties for sale in Wildwood, New Jersey.

Good Planning Makes For a Great Home Improvement Project

If you’ve been dreaming of a home improvement or remodeling project, it’s time to make it a reality. As with any project, good planning is the key to saving you stress and money and achieving the rewards that can come from a newly designed space.

Begin fulfilling your dream by clarifying why you want to do this. The majority of remodeling projects begin as a result of the need to make changes because the house no longer meets the needs and desires of the family. For example, having a baby or growing children can result in a need to expand your space. Or perhaps you have lived in your home for more than 10 years and you are getting an itch to update and modernize. Whatever the reason, it is best to make clear what you hope to accomplish from this home improvement project.

Brainstorm about everything you would like to have included in your remodel and then categorize each item as a “necessity or must have”, “amenity or nice to have” or “definitely not”. In order to organize your thoughts and ideas, create a notebook. This will allow you to keep pictures, color samples, fabric swatches, material specifications, reference phone numbers, budget information and project records in one concise area.

Now that you have answered the why and the what, it is time to take a look at the numbers. Spending time on the budget early on in the project plan, as well as reviewing it at every step of the process, is essential to its success and your sanity. Don’t forget to take into consideration the payback you hope to achieve from this home improvement. Typically a kitchen or bathroom improvement offers the highest payback when it comes to resale. Talk to a trusted real estate agent if this is a major consideration.

Being realistic with what you can afford and when you can afford it will allow you to put together a realistic timetable for the project as a whole. The schedule should be created with the help of your “construction team”, which may include an architect, interior designer, loan officer, and general contractor, to name a few. Areas that typically can cause a ripple in your timetable are the design phase, getting permits and the actual time for construction. Make sure that you have “padded” your schedule to account for these factors.

Identifying reliable competent contractors to work on your project can be as stressful as the project itself. This can also take the most time, so be sure to account for it on your project schedule. The simple answer to getting the best person for your project – research! Begin your search by asking friends and neighbors who have completed their own home improvements who they used. The county building department and Yellow Pages are also places to look. Then do your own homework by verifying their license and insurance, check references and reputation, and view previous and current jobs. Plan interviews that will allow you to assess their personality, approach to problem solving and their understanding of your dream. They may be the best at what they do, but if they don’t “see” your vision of the completed project, then helping you make it reality is going to be difficult. Plan to evaluate up to three bids before you make your final selection.

Through careful planning, the ground work should be completed which leads you to the exciting and nail biting phase of the project – construction. Pay attention to the work as it progresses without micromanaging of your construction team. Walking this fine line can make the difference between a good remodeling experience and a nightmare. Having pre-arranged work review meetings in your project plan can help. Use these to go over any issues that have come up, re-evaluate expectations, monitor progress and maintain positive communication with your contractor.

Post construction, before the celebration party, make sure that the punch list (final “to do” list) has been completed to your satisfaction and that your home owners insurance is updated to reflect your remodel.

It can’t be said enough – good planning will make for a great home improvement project.

Big or Small Home Improvement Projects – Planning Comes First

Everyone loves their homes and most families, including myself, enjoy spending time and money on home improvement projects to make their houses look better and more comfortable. If you have just decided to start a home improvement project on your own, here are some things you should consider to make sure that your project would be completed perfectly.

In every home improvement projects, big or small, planning is of utmost importance. It is very important to come out with a detailed plan for achieving your goals. This is to ensure that your project will proceed in the right direction and end up as what you have in mind.

Whether you are adding a room, building a deck or simply installing new cabinets, you should always cater some time to plan what you want in mind first before you start to work on your project proper. By doing so, your progress would definitely be smoother and end results more successful.

To help plan a home improvement projects, there are the three main things that you need to consider:

1. Set your priorities before you begin
You should have an idea of what you want and get your priorities right first. There are generally 3 elements of priorities where one can choose from namely: Speed, Cost and Quality. As a rule of thumb, most people can only achieve 2 out of the 3. It would be wise for you to choose what priorities you want first before you start your project.

For example, if you deem cost and quality as important priorities, one would usually need to spend more time in choosing the right material and working on the project itself and vice versa.

2. Cost Estimation

You should have a general idea of how much you want to invest into your home improvement project and work on that budget. Nothing is worse off than not having enough money to finish the whole project. To get a good feel of material cost, do some homework online or simply walk into your neighborhood home improvement center.

3. Gather your tools and resources

Make sure that you have the right tools and resources to do the job in advance. If your current toolkit does not have certain specialty tools to do the job properly, you might have to explore buying, borrowing or renting them. Some jobs might also require two people for safety reasons; you might want to get additional help before you work on that part.

Remember that most home improvement projects require a variety of different tasks, and more often than not, these tasks would require different skills and expertise ranging from design, construction, plumbing, and wiring to finishing. You might not have all the skills set to perform all of them. You can actually engage the help of a professional for certain tasks so that your progress would not come to a standstill.

Go on. Start planning your home improvement project today. With the correct planning and effort, your dream home would not be too far way!

Due Diligence Checklist for Commercial Property for Sale

Before buying a piece of commercial property for sale, it is important to thoroughly investigate the premises for problems before finalizing the purchase. This type of inspection is known as due diligence and typically involves the use of an inspection checklist. Some of the most important factors to consider when purchasing commercial real estate include environmental safety hazards, the physical condition of the premises, location, code compliance, and title issues.

Environmental Safety Hazards

Order an environmental assessment of the commercial property you are interested in. The environmental assessment will provide details of the environmental condition around the premises and the history of the environmental factors, including the presence of hazardous materials such as lead paint, asbestos, and radon. In addition, hire a property inspection firm to check the premises for the presence of mold. The inspection should assess water and earth samples. If traces of lead or asbestos are found, hire a consultant to determine the cost and practicality of removing the hazardous materials. Consider the cost of repairing the real estate before deciding to close the sale.

Location

The environmental assessment should help you find out if parts of the real estate are located in a shoreline, wetland, fault line, flood zone, or a home for endangered species. Hire a consultant to help you determine water, oil, gas, mineral, and timber rights for the real estate. Find out if the commercial property for sale has any FAA building restrictions such as height restrictions or noise restrictions. In addition, find out if you will be required to obtain environmental operating permits for the building. As a buyer, consider obtaining copies of all existing permits and contact relevant agencies to determine if there are any past violations and issues to ensure you will not experience any problems transferring the permits in the future.

Physical Condition

Hire a licensed engineer or building inspector to check the interior and exterior structural integrity of the building. The inspector should also check if the building is handicap accessible and has proper drainage features. Obtain copies of all ongoing construction and design contracts to find out if building contractors received their full payments and if you will be required to obtain lien waivers.

Other important factors to research include available parking around the building, proximity to public transportation, and the amount of electricity received by the building. Find out if the building is accessible from public streets. If not, contact the relevant departments to find out if improvements to the access road can be made and how much they would cost.

Before closing on a commercial property for sale, find out if the building complies with relevant safety, building, and zoning codes by contacting appropriate regulatory organizations. Local building and planning departments should provide the information you need regarding building code compliance or violations. Because building codes change with time, find out if the property violates new codes and whether planned changes or improvements will violate codes.

Home Improvement Projects – Plan Ahead to Go Without a Hitch

Few people who have experienced a major home improvement project will state that the whole thing went as hoped for, or was completed on time and without difficulties. There are simply too many individuals mixed up in this kind of task, and so many different factors can go wrong. You will be able to steer clear of the majority of home improvement problems by getting ready beforehand, to help make certain work goes along as smoothly as possible.

To begin with, you should find one single person to oversee the entire task. A general contractor or builder is often the best person to put in charge, as they will know about all the steps that need to be performed to complete the project.

Developing a good budget can’t be stressed enough. Having a good spending plan will make your life much simpler. If you don’t work everything out beforehand, and establish a budget that you will not go above, you can easily start adding things that you have not set aside funds for. You may discover that you can’t afford the project after all, if you don’t restrict your spending. Before you engage a general contractor to work on your project, make sure that you discover one that agrees to a fixed price contract. That way you will know exactly what the construction will cost you, regardless of how long it takes them to completely finish your home improvement project.

This can keep you from getting a nasty surprise when you get the total bill, and will also help to motivate them to complete the work as quickly as practical. It may possibly take just a little time for you to find a builder who will consent to these terms, nevertheless they are out there. Just be positive that you are prepared to give a reasonable price for the completed. Be sure to call around and obtain several estimates before you sign any contract.

To refrain from having too many people working on the job at one time, keep from hiring too many specialists for each part of the project that needs to be taken care of. Have your general contractor to hire subcontractors for the specialized areas of the undertaking that need to be accomplished by a person qualified in that area. They will normally have subcontractors that they get to do this type of thing on a normal basis.

Your builder or general contractor will already be aware of who is certified, does the best job, and is least difficult to work with. Let your builder hire their favored specialty contractors, rather than becoming involved and undertaking it yourself. The people you retain may not be very good ones, and could take an extremely long time to complete the work.

The more you can refrain from having to be involved in the day to day progression of the building project, the less difficult it will be for you. Don’t get in the way, and allow your contractor to handle scheduling, and the completion of the different areas of the job as they need to be done.

They will have done this sort of thing many times before, and will recognize exactly what needs done and the best time to get it done. They can make certain that the home improvement project advances as well as possible.

By adhering to your budget, and not attempting to add all kinds of extras to your home improvement project, and by letting your general contractor or builder handle all the scheduling details, you are not likely to think back on your home improvement project with an unfavorable taste in your mouth.

Strategies for Your Home Improvement Project

A few simple and basic strategies can help you complete your home improvement project on time and on budget. By adhering to a strategy and approaching your home improvement endeavor the same way a professional project manager might manage a major project, you’ll be setting yourself up for do-it-yourself (DIY) success.

First, what are the objectives of your home improvement project? Do they include making money, or rather improving your living environment for your family or both? By having clarity why you’re taking on this renovation, you’ll be less likely to go off course and find yourself building a new back deck when all you really wanted was to add a patio door and bring some extra light into the living room. So, your first strategy is to know your objective and remain focused.

If your overall goal is increasing the home value, focus on that. If it is to have an updated design or foundational structures and wiring, focus on those. By keeping your attention rivoted on your core renovation purpose, you significantly increase your likelihood of staying on track, on budget, and on time.

The next strategy includes research and planning. The more planning you do, the better prepared you’ll be to tackle your project. Remember the old carpenter’s adage that you should “measure twice and cut once.” This age-old advice will save you both time and money.

By planning out the phases and details your project, you’re less likely to overspend on unnecessary materials or find that you need to backtrack over already-completed work. Planning prevents mishaps such as needing to stop work and call a plumber because you forgot to verify whether there were pipes running where you wanted to put in that door. Planning also decreases overspending, such as buying three cans of paint when you only needed two.

Meanwhile, researching your project will help to avert the more costly mistakes. By reading books, watching relevant DVD’s or researching online information about the project you want to tackle, you’re less likely to botch a job and more likely to complete it with a professional finish.

Finally, the last strategy is to stay on target. Set a realistic timeline for yourself and push yourself to meet that deadline every day. Even if you can’t do everything on your list for a particular day, always try to do as much as possible. If you’re waylaid by a tardy electrician, for example, get started painting the next room while you wait. By tackling your DIY home improvement project the way you’d tackle any big project at work, you’ll see results fast.

Key Factors For Evaluating Commercial Property For Sale

The secret of evaluating commercial property lies within a model where one property can independently be evaluated against another property.

The basis of any model is to ensure that proper calculations are made with regards to the sustainability of any property for sale in the market. This entails doing the calculations. If the calculations do not work then you should not make the investment.

Our model has the following attributes:

A Summary

The summary makes provision for the size of the property to be purchased expressed in gross lettable area (GLA). It also makes provision for the rent that can be obtained for the commercial property to rent. This is crucial since this will provide an indication whether you can compete with other similar properties in the same area. It makes provision for the nett rental income that is obtained from the property since this determines the value of the property.

Variables

The variables include the average interest rate over the past 20 years. It should also include the average inflation rate over the past 10 years which should be factored into the calculations. Annual rental increases should be factored in which will result in the yield to be obtained over into the future for at least a 10 year period. Provision for a vacancy rate is crucial when compiling your model. All expenses are captured in this section,

The Assessment

The assessment is the culmination of all the previous part into one view of the model. This will include the NAV (Nett Asset Value) determined on an annual basis. This will also include the gross rental income associated with the property with all escalations included. All expenses are reflected here inclusive of the monthly loan payments based on the average interest rate over the past 20 years. Calculating the gross rental income less all relevant expenses will result in the pre-tax cash flow on a monthly basis. From here all tax obligations can be calculated resulting in an after tax cash flow calculation. Determining your ROI (Return on Investment) is a direct result of these calculations. The IRR (Internal Rate of Return) is derived from these calculations making it a crucial tool to compare different properties.

Combining all the attributes of a model dedicated to evaluate commercial property for sale will ensure that you make the correct decision time and again. Most commercial property for sale are offered as commercial property to rent. It is therefore crucial to ensure that the correct investment decision is made based on pure calculations.